Virginia Department of Human Resource Management

Annual Open Enrollment - May 15 -29, 2026

OPEN ENROLLMENT
May 15 - 29, 2026

Effective For Plan Year:
July 1, 2026 - June 30, 2027

During Open Enrollment, you may make health plan changes or enroll in a Flexible Spending Account (FSA).

Click here for Non-Medicare Retiree Information

NO ACTION IS REQUIRED IF YOU:

Have no health plan-related changes,
Are not enrolling in an FSA, or
Do not plan to participate in Premium Rewards.

YOU MAY TAKE ACTION TO:

Enroll in or change your health plan.
Elect or remove optional buy-ups for COVA Care, COVA HDHP and COVA HealthAware.
Waive coverage.
Add or remove family members.

Key Open Enrollment Resources

Spotlight On Your Benefits

Monthly Premiums

Benefits at a Glance

Enroll or Make Changes

Plans, Resources, and Notices

NOTE: Extended Coverage/COBRA participants should contact Inspira Financial's COBRA Service Department at 800-359-3921, for information pertaining to Open Enrollment.

Dental

Summary of Benefits and Coverage (SBC):

Dental

Flexible Spending Accounts (FSA)**

**For Health Benefits Eligible Employees Only

Enroll in a Health or Dependent Care FSA or both

You must submit an enrollment request every year to have an FSA.

Health Flexible Spending Account - Maximum allowable contribution is up to $3,400.
Dependent Care Flexible Spending Account - Maximum allowable contribution is up to $7,500 depending on your tax filing status.
Flexible Spending Sourcebook
Flexible Spending Sourcebook - Spanish
FSA Worksheet
Flexible Spending Account Flyer
Flexible Spending Account Flyer - Spanish

Exciting News! ALEX is here!

If you need help figuring out the best health plan option for you and your family – no worries, ALEX is available again this year to help, as always the Choice is Yours!

Not sure which health plan is the best for you? Talk to ALEX, your online benefits counselor. ALEX evaluates your input and recommends a plan tailored just for you!

Visit ALEX today at https://start.myalex.com/cova/.

Scan this code with your phone to visit Alex.

To Enroll or Make Changes

No action is required if you do not have changes to your health plan or you are not enrolling in an FSA (remember – you must enroll in an FSA each year).

Use Cardinal HCM to make your online Open Enrollment (OE) elections.

First time in Cardinal? Forgot your Cardinal password? Visit Cardinal login help.

Access Cardinal’s Open Enrollment page for instructions.

OR - Use an Enrollment Form to make your Open Enrollment (OE) elections.

Complete a 2026 State Active Enrollment form and submit it to your Benefits Administrator:

2026 State Active Enrollment Form
2026 State Active Enrollment Form - Spanish Version