How To Apply


Complete the online BalanceTrack® Financial Fitness REQUIRED course.

Online course requires that employee:

  • Review Chapters
  • Fill-in personal information on quiz page so that your score can be recorded. Note: Quiz requires an email address.
  • Obtain a score of at least 8 out of 10 correct answers to continue with loan application (Employees may retake the quiz twice within a 24 hour period. If you fail, you will be locked out for 24 hours. You may retake the quiz after the cool off period.) 


Complete the Loan Eligibility Checklist below.


Approved Loans require employee to submit deposit form to their payroll officer

Employees who have been approved for the loan and have properly completed the BalanceTrack® requirement will receive funds no later than two (2) business days from the Loan Office receiving proper notice from employee's Payroll Office.

For more information about the Virginia State Employee Loan Program, loan repayment, and interest rates, visit the FAQ page.

Loan Eligibility Checklist

To participate in the Virginia State Employee Loan Program, all of the following are REQUIRED. You must check all checkboxes.
Question 1
Question 2
Question 3
Question 4
Question 5
Question 6
Question 7
Question 8
Question 9
Question 10
Question 11

Virginia State Employee Loan Program
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