Health and Flexible Benefits Open Enrollment
April 16 - May 16, 2007

Open Enrollment is the time each year to make changes to your health benefits or enroll in flexible reimbursement accounts (FRAs).  Any changes you make will be in effect July 1, 2007 – June 30, 2008, so be sure to base your decisions on what’s best for you and your family.

You may enroll in or change your plan, add or remove family members, or enroll in an FRA.  Remember that FRA enrollment is not automatic.
Submit all Open Enrollment actions by May 16.

2007 Open Enrollment

• The eligibility rules to determine if you and your family members can still be covered. 
• Spotlight’s valuable information about your health benefits and FRAs for 2007.
• Using Employee Direct to review your current elections and enroll or make changes online.
• Health care plan premiums, benefits and out-of-pocket costs. Then make any changes you want to your current health plan and membership.  Or make no changes to health care and keep everything the same.
• Your tax savings by enrolling in an FRA. With a Medical and/or Dependent Care FRA, you can set aside part of your salary each pay period before taxes and be reimbursed for eligible expenses.  Log on to www.myFBMC.com.